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CONTACT US IF YOU NEED HELP WITH FINANCIAL PLANNING, INVESTMENT MANAGEMENT OR INSURANCE SERVICES.


Access our FREE financial planning software!

WELCOME

Are you looking for help with financial planning, investment management, or insurance? Anchor Financial Group has been providing these services since 1988. Our planning fees range from $500 for a simple analysis to $3,000 for a complex plan. We often lower these planning fees if you also want help with investment management. Our investment management fees start at 1.25% of account value per year and are discounted for larger accounts.

 

EXPECT UNBIASED ADVICE

Our independence benefits you. We are not pressured into selling you services or products that generate high short-term profits for us, at your expense. As a Registered Investment Advisor (RIA) with the State of California, we adhere to a high “fiduciary” standard that requires us to put your interests above ours.

 

EXPECT EXCELLENT SERVICE

You deserve first-class service and communication from your financial partner. You will receive weekly newsletters, 24-7 access to your accounts via computer or smart phone, and regular reviews.

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WE CAN HELP YOU WITH: 

 

Financial Planning

You may have questions such as:

  1. When can I retire?
  2. Can I afford a vacation home?  
  3. How can I pay for my kids' college?  
  4. Do I have enough life insurance?
  5. How should I invest my 401(k)?
  6. When should I start taking social security benefits?

If so, you will benefit from our financial planning services.  We help you organize the various parts of your financial life into a simple plan. You provide us information on your assets, liabilities, income, and expenses, and we help answer specific questions about your future - and suggest changes if appropriate. Once a plan is in place, it is continually monitored and amended when needed.   We use FINANCIAL PLANNING SOFTWARE from RightCapital to assist in this process. 

View a SAMPLE FINANCIAL PLAN for a couple that wanted to know if they could move to Florida, and how this would impact their retirement.  


Investment Management

We start by learning about your investment goals and tolerance for risk using interviews, questionnaires, and SOPHISTICATED SOFTWARE FROM RISKALYZE.  Then we design a customized investment portfolio for you that may include mutual funds, exchange traded funds (ETF’s) and “alternative” (designed not to correlate with stocks and bonds) investments. We consider the historical performance of our recommendations during both rising and falling markets, and how this blends with your unique profile. We continually monitor all of your holdings, communicate regularly with you, and suggest changes when warranted. We don’t charge commissions and thus are not bias in our recommendations. 


Insurance

We can help you with the following:

  1. Life
  2. Medical
  3. Long-Term Care
  4. Disability
  5. Medicare Supplemental
    Insurance

OUR INDEPENDENCE BENEFITS YOU


WHO WE ARE

STEVE KIERNAN Photo

STEVE KIERNAN

PRESIDENT
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STEVE KIERNAN

PRESIDENT


Most people have adequate financial resources.  Most people know how they want to live their life.  They just need help putting these two together.  I have a passion for helping people do this.  

If you're looking for help connecting the "dots" between your money and your life, I'd love to help you.  Maybe you want to know when you can retire, or how much you can spend on your child's college education.  Or you want to know what impact a career change or a move will have on your future.  These are just some of the many problems I've helped people solve.  Seeing the results, and seeing their relief, is why I enjoy what I do.     

I have over 30 years of financial advisory experience.  I'm a Certified Financial Planner® practitioner, and I have a life and health insurance license with the State of California (#0735498 ).  I'm a member of the Financial Planning Association (FPA), and have served on the Orange County FPA board of directors.  I manage the financial planning and insurance divisions of AFG.

Have questions?  Call me at 714-835-7703.  

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JOE RICHARD Photo

JOE RICHARD

VICE PRESIDENT
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JOE RICHARD

VICE PRESIDENT


Joe has over 20 years of financial management experience and  is a Registered Investment Advisor Representative.  Joe specializes in investment analysis, portfolio development and handles the trading on the firm’s managed platform.  Joe also conducts meetings, presentations and reviews client accounts.  Joe received his Bachelor’s degree in Business Administration from Cal State University Fullerton (CSUF).

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NO INVESTMENT COMMISSIONS MEANS UNBIASED ADVICE FOR YOU.

CONTACT


ADDRESS

500 S. Kraemer Blvd Suite 255
Brea, CA 92821

PHONE

(800) 934-8377


FAX

(714) 835-7054